I do hope everyone enjoyed the World Cup, the most entertaining football tournament in the world. Who could have predicted that five times world champion, Brazil, would be so humiliated in the quarter finals in their own home country as the World Cup host. Looking at the games, I felt Germany deserved to win and I hope you concur with me. How quickly time flies and we have almost come to the end of the year.
As you know, we face all sorts of difficulties in